Pre-Application Checklist

€1 House Italy Requirements — Full Eligibility & Documents Checklist

Everything you need before submitting your application — what each document is, where to get it, how long it takes, and what it costs.

Quick Summary

All buyers need: passport, Codice Fiscale, Italian-compatible bank account, proof of funds, motivation letter, and preliminary renovation concept. Non-EU buyers additionally need certified translations and may need apostilled documents. Allow 2–4 weeks to gather everything.

Core Requirements — All Buyers

Valid Passport or National ID

Must be valid for at least 6 months beyond your intended purchase date. EU citizens may use national ID cards.

⏱ Time: Allow 4–8 weeks if renewal is needed
📍 Where: Your home country passport office or government identity service

Codice Fiscale (Italian Tax Code)

Mandatory for all legal transactions in Italy — property purchase, bank accounts, contractor contracts, utility connections. A unique alphanumeric code assigned to every person registered with Italian tax authorities.

⏱ Time: Same day (at Consulate or Agenzia delle Entrate)
📍 Where: Italian Consulate in your home country (free) or any Agenzia delle Entrate in Italy (~€20)

Italian-Compatible Bank Account

Required for paying the guarantee deposit, purchase taxes, notary fees, and contractor invoices. Must have an IBAN (International Bank Account Number). EU SEPA-compatible accounts are accepted by most municipalities.

⏱ Time: 1–5 business days (online banks); 1–3 weeks (Italian banks)
📍 Where: Revolut, N26, or Wise (fast option); Intesa Sanpaolo, UniCredit (in-person in Italy)

Proof of Financial Capability

Bank statements demonstrating you have sufficient funds to cover the renovation commitment. Municipalities typically want to see 3–6 months of bank statements showing a balance that covers the minimum renovation estimate.

⏱ Time: Request from your bank — typically same day
📍 Where: Your existing bank or financial institution

Motivation Letter

A formal written statement explaining why you want to participate in the program, what your plans are for the property, and your intended use (primary residence, vacation home, rental). This is assessed qualitatively — clear, specific plans are favoured over generic enthusiasm.

⏱ Time: Write yourself — allow 1–2 days
📍 Where: Self-prepared. Some municipalities provide templates.

Preliminary Renovation Concept

A plan showing what renovation works you intend to carry out and a rough timeline. Does not need to be architect-stamped at application stage — a written description with timeframe is usually sufficient. You will need a formal technical plan after purchase.

⏱ Time: 1 week to research and draft
📍 Where: Self-prepared, or ask a geometra for a rough consultation (€100–€200)

Additional Requirements for Non-EU Buyers (US, UK, Canada, Australia…)

Certified Document Translation

All documents submitted in a language other than Italian must be officially translated and certified by a traduttore giurato (sworn translator). This typically applies to your motivation letter, financial statements, and sometimes your passport.

📍 Where: Traduttore giurato — search via your local Italian Consulate for approved translators
💶 Cost: €150–€350 per document

Apostille (for non-EU document legalisation)

Some municipalities require foreign official documents to be apostilled — a form of international notarisation under the Hague Convention. Most common for financial documents and birth certificates if these are required.

📍 Where: The relevant government authority in your home country (varies by country)
💶 Cost: €20–€50 per document

Documents Required After Purchase

Technical renovation plan stamped by a licensed Italian geometra or architect (required after purchase, within 3–12 months of deed)
CILA or SCIA building permit application (submitted by your geometra)
APE (Attestato di Prestazione Energetica) — energy performance certificate required at final inspection
Certificato di agibilità (certificate of habitability) — required to certify the property is legally habitable
Certificato di fine lavori (completion certificate) — triggers deposit refund from municipality
Expert Insight

Download the Complete Requirements Checklist

A printable checklist of every document with deadlines, costs, and where to get each one — for EU and non-EU buyers.

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Common Questions

Do I need to speak Italian to apply?

No. Application documents can be submitted with certified Italian translations. However, the deed signing with the notary is conducted in Italian — bring a certified interpreter or hire an Italian lawyer with power of attorney to represent you.

How long does it take to gather all the requirements?

The Codice Fiscale and bank account can be set up within a week. The motivation letter and renovation concept take a few days to prepare. The main bottleneck is usually the Codice Fiscale if your nearest Italian Consulate is busy — allow 2–4 weeks from start to having everything ready.

Do I need to visit Italy to apply?

Not for the application itself — many municipalities accept postal or email submissions. You will need to visit Italy for the property inspection and deed signing, and again to supervise the renovation. You can grant power of attorney to an Italian lawyer for the deed signing if travel is difficult.

Are there age or income requirements?

Most €1 house programs have no specific age or minimum income requirements. The main financial requirement is demonstrating you can fund the renovation — typically via bank statements showing adequate savings. Some programs may require proof of income to demonstrate ongoing ability to maintain the property.

Next Steps